Darrel Raih

President
Portfolio Manager
Trust Officer
Investment Officer
Investment Executive*

Darrel has been with American State Bank since 1993. He has over 30 years of investment experience, and has Series 7 and Series 63 registrations. Darrel is also proudly associated with the Iowa Trust Association, the American Association of Individual Investors, and the American Bankers Association. Darrel received his Bachelor of Arts from Dordt College and received his Masters in Business Administration from the University of South Dakota.

"For over 20 years my mission, passion, and goal has remained the same—to provide the absolute highest level of experience, integrity, professionalism, and knowledge I can for every client relationship we have at American Investment & Trust. My aspiration is to maximize the client’s potential and assist them in achieving their goals.”

John Dykstra, CFP®

Vice President
CTFA
Investment Officer
Investment Executive*

John has been with the American Investment Services team since 2005. He is registered to transact securities business with his Series 7 registration. In addition, John obtained the Certified Financial Planning (CFP®) Designation in 2011 and became a Certified Trust and Financial Officer (CTFA) in 2017. In his spare time, John enjoys volunteering at his church and Kiwanis. He and his wife Kim have three young boys. John graduated with his Bachelor of Arts degree in Business Administration with a Finance Emphasis from Northwestern College.

"It is a pleasure working at American Investment & Trust and helping clients achieve their financial goals. The knowledge and expertise of the staff and the other advisors provide a great environment to work, but also a team approach to serving our clients."

Mark Nemmers

Vice President
Investment Officer
Investment Executive*

Mark has been with the American Bank organization for over 20 years and has helped build the bank into one of the largest financial institutions in Northwest Iowa. He lives in Le Mars with his wife, Pam. Together they have four children, Maggie, Adam, Mollie, and Jacob. Recently Mark and his wife became grandparents with the addition of Mason and Max. Mark spends most of his summers in Minnesota, boating, fishing, and enjoying the outdoors. Mark loves to travel as much as possible, visiting his kids and grand kids and taking them on vacations. Mark graduated with a B.A. from Briar Cliff University and he holds a Series 7 Securities Registration and Series 66 Securities License.

"I strive to provide my customers with the most honest and comprehensive financial advice possible, while creating strong customer relationships that are based on trusted and straight-forward advice."

Darren Raih, CFP®

2nd Vice President
Investment Officer
Investment Executive*

Darren started at American Investment Services in 2014 after spending several years in Des Moines in the financial services industry. After growing up in Sioux Center, Darren is glad to call it home again. He and his wife Steph stay very busy chasing around their two boys, Brody and Jordan. Darren also enjoys spending time with family and friends and being involved in his local church and community. Darren enjoys traveling, playing most sports, spending time outdoors, and he loves his Hawkeyes, Packers, and Brewers. He is Series 7 and Series 63 registered, as well as being Life & Health Insurance licensed. Darren graduated with his Bachelor of Arts degree in Business Administration with a Finance Emphasis from Dordt College. He also obtained the Certified Financial Planning designation (CFP®) in 2016.

“My passion is helping people achieve their financial goals through financial planning. In this industry, trust is the key component for success, and I strive to earn the trust of every person I work with.”

Gwen Berkenpas

Investment Officer
Investment Executive*

Gwen started working at American Bank in 2016, bringing with her more than 19 years of investment experience. She is Series 7 and Series 66 registered, as well as being Life Insurance licensed. Gwen's strength is her ability to listen to clients, understand what is important to them, and implement a financial plan that meets their goals. Gwen grew up in Le Mars; she earned her Bachelor of Arts degree from Briar Cliff University. She enjoys being involved with Big Brothers, Big Sisters and volunteering in her community. Gwen treasures the time she gets to spend with family and friends, especially her children Cody and Kali.

"My passion at American Investment and Trust is to work with a high level of integrity and professionalism to get to know my clients and create the best financial plan for them to achieve their dreams."

Check the background of any of our Investment Executives or Investment Advisor Representatives on FINRA’s BrokerCheck

Cherilyn Rozeboom

Vice President
Trust Administration Officer

Cherilyn has been a member of the American Investment & Trust family since 1995. She has over 30 years of Business, Banking, and Trust experience. Cherilyn also graduated from the School of Trust and Financial Services.

"My passion and goal for the American Investment & Trust Department is to exude integrity, professionalism, and expertise in the area of operations so that our team provides the ultimate in client service as effectively and efficiently as possible."

Greg Hansen

Vice President
Farm Manager

Greg is American Investment & Trust’s Farm Management Field Officer. Greg graduated from Mitchell Technical Institute in 1977 with an Agricultural Business degree. Growing up on a farm near Beresford, South Dakota, he has a diverse and experienced interest in agriculture that has extended for over 30 years both as an owner and manager of various agriculture-related businesses. Greg has served as an Agriculture Loan Officer at the American State Bank branch in Hospers since 2000. In order to assist clients, Greg has earned and received his Series 3 commodity license.

“My goal is to provide expertise and leadership to our land owners to minimize risk, preserve the family farm, and maximize the income potential.”

Chad Vogel

Trust Officer

Chad joined American Investment & Trust in 2017, bringing with him a unique perspective on Trust and Estates. After devoting 24 years to funeral service, he has helped his customers through both good and bad experiences, and witnessed many examples of the prepared versus the ill-prepared. With the respect Chad has earned over the years as a faithful professional, he fits perfectly in his role as a fiduciary and trust advisor. Chad understands most individuals work hard to create their wealth. He feels it only makes sense to be diligent in developing a manner in which assets are to be distributed or made available to those who are chosen to benefit from them. With proper guidance and thoughtful consideration, your plans can be carefully developed, and American Investment & Trust will be available to assist with needed oversight. Chad's knowledge as a Trust Officer with American Investment & Trust provides clients with a reliable, unbiased source to oversee the distribution of Trust assets according to the directives which have been established. Born and raised in Sioux County, Chad has lived in Sioux Center since 2002. In his spare time he's often boating on Lake Shetek or working on DIY projects. His teenagers keep him busy attending ball games and school events, and he and his wife, Jodi, are senior high youth group sponsors at Central Reformed Church.

"The distribution of wealth can be simplified by proper thought and planning. Establishing a proper plan is like providing exact directions as compared to a simple road map."

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*Investment products are:  Not a Deposit, Not FDIC Insured, Not Insured by Any Federal or State Government Agency, Not Guaranteed By the Bank, May Go Down in Value

Securities and insurance products are offered by Cetera Investment Services LLC, a registered broker-dealer, member FINRA/SIPC. Advisory services are offered by Cetera Investment Advisers.  Neither firm is affiliated with the financial institution where investment services are offered.

Investment Executives are registered to conduct securities business and licensed to conduct insurance business in limited states.  Response to, or contact with, residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information on this website is for U.S. residents only and does not constitute an offer to purchase brokerage services to persons outside of the United States. Located at 525 N Main, Sioux Center, IA 51250

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